With the largest inventory in Atlantic Canada, plus access to all the best lenders including Banks and Loan Companies, you can take advantage of doing business with Steele Advantage Financing. We've been getting car buyers approved since 1990, putting thousands of happy customers behind the wheel of their dream car.
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3 Frequently Asked Questions
Why us?
Fastest Way to Improve Your Credit
Tips for Late Payments
What is a Credit Beacon?
Drive away in a NEW car?
Bankruptcy? We can get you financed.
What is a Credit Specialist?
CHECK YOUR CREDIT
Click on the 'Free Credit Check' below. This will not affect your credit score.
F.A.Q
We can absolutely approve you regardless if you've been rejected in the
past. Here's what you'' need to qualify for a car loan with us: A valid
dirver's licence. Be a resident of Canada. Have an income of at least
$1,500 per month.
Yes we provide financing for new arrivals to Canada everyday. We can
often get you approved through one of our many lenders or our own
in-house leasing program custom made for new Canadians.
Credit bureaus typically rate your credit score on a scale from 300 to
900 with 300 being the lowest score and 900 being the highest. Lenders
will look at your credit score to decide your creditworthiness,
determining if you will be approved for a vehicle loan.
If
you have a score of 620 or higher, you have average to good credit and
will likely be approved for a car loan. A score lower than 620 likely
means you'll have a harder time getting a car loan from a traditional
lender.
However, though we do check credit
scores, we look beyond the three-digit number an take into account your
whole financial situation.
Steele Advantage Financing was created to allow everyone an equal
opportunity to drive a safe and reliable vehicle. Don't let credit
concerns keep you from your next vehicle.
We have the experience and resources to help with all the following types of credit situations including:
- Bad credit / no credit
- First time car loan applicants
- Slow, late or missed payment history
- Getting a car loan after bankruptcy
- Consumer proposal
- Respossesion
- New to Canada
- Divorce
- Low income
- Orderly payment of debt
- Poor credit due to unexpected events
We usually have approvals within 24 to 48 hours of you filling out
an application and will notify you through email and / or by phone.
Often times it's even quicker than that!
Once
you have completed the application - either online, over the phone or
even in person - our Special Finance Managers will review your
information and set up a time to meet with you.
The interest rate that you'll pay depends on a number of factors,
including your income, your credit score and the size of your loan. Rest
assured, we strive to ensure you receive the very best credit rating
possible.
It is very possible to get credit from day one after filing for
bankruptcy without having to wait to be discharged. We've often managed
to get recent bankruptcy applicants driving the very same day.